What is the Anti-Crisis Shield?
- Under the Anti-Crisis Shield, companies can apply for debt financing on commercial terms,
- in accordance with the government programme for counteracting the effects of the SARS-CoV-2 pandemic, ARP S.A. together with ARP Leasing sp. z o.o. created an offer of debt financing addressed to small and medium enterprises and large companies,
- The budget available to ARP S.A. and ARP Leasing sp. z o.o. within the framework of the Anti-Crisis Shield is PLN 1.7 billion.
Instruments under the Anti-Crisis Shield:
- Working capital loan to finance working capital deficit
- Working capital loan to finance salary payments
- Loan for repayment of credit instalments
- Leasing with a grace period in repayment of heavy transport equipment
- Leasing #REMachinery with grace in repayment
- Leasing #Machinery without own contribution or with grace in repayment
- Support programme for entrepreneurs in the bus passenger transport sector
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HOW TO TAKE ADVANTAGE OF THE ANTI-CRISIS SHIELD OFFERED BY ARP S.A.?
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WHO IS THE ANTI-CRISIS SHIELD OFFERED BY ARP S.A. ADDRESSED TO?
Customer classified as "normal" at the bank at the end of 2019 and "normal" or "under observation" at the time of application. **
** applies to Loan to repay loan instalments
The tools listed below are of a repayable financing nature and are dedicated to entrepreneurs who:
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Company size
Belong to the SME sector or are a large company.
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The form of conducting settlements with the tax authorities
Run full accounting.
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Period of conducting business activity
Have been in business for at least 24 months.
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Revenue criterion
In the last accounting period they had revenues of at least PLN 4 million.
*not applicable to the Support Programme for the bus passenger transport sector
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EBITDA
Have finished the last year with a positive EBITDA (operating result + depreciation) and a positive net financial result.
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Additional financing
They are looking to raise additional funds to finance a working capital deficit or to refinance currently leased means of transport, obtain a grace period for repayment and extend the term of the financing during the state of the SARS-CoV-2 epidemic or until its negative economic effects cease.
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Company status
Client classified with the bank at the end of 2019 as "normal" and at the time of application as "normal" or "under watch" (applies to loan repayment loan).