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Working capital loan for SMEs

If you are looking for working capital financing, apply to IDA JSC You can easily calculate the loan in the parameterizer. You will sign the contract in the Entrepreneur Service Centre.

Calculate your loan in ARP - parameteriser

Conditions for granting the loan:

  • the loan is intended for financing working capital,
  • for Clients from the SME sector with turnover exceeding PLN 4 million and with positive results for 2020 (positive EBITDA and net result), keeping full accounting,
  • loan amount: from PLN 0.8 million,
  • financing in PLN,
  • market interest rate: WIBOR 1M + margin according to the margin grid used in the loan parameterizer,
  • preparatory commission from 0.2%,
  • no commission for processing the application,
  • loan collateral: real estate mortgage and other standard collaterals accepted by IDA JSC (minimum 120% of the loan amount), use of the support of the Guarantee Funds KGP and additional collateral: blank promissory note with promissory note declaration, statement on submission to execution under Article 777 of the Civil Procedure Code.

Wzor_wniosku_o_pozyczke_20190426.docx

zalacznik_do_wzoru_wniosku_upowaznienie_20190426.docx